Building the Future of Finance

We develop decentralized applications that solve real-world problems where they matter most. Our products begin in Africa, but are designed to scale across emerging markets and ultimately the global financial system.

Each product addresses a specific gap in the current financial ecosystem, from mobile money integration to decentralized savings groups to blockchain-based contracts. Together, they form a comprehensive suite of tools for the decentralized economy.

FiatRails Logo

FiatRails

Decentralized mobile money and stablecoin on/off-ramp

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FiatRails connects blockchain to everyday finance, allowing users to buy, sell, and swap crypto using mobile money instantly. It provides liquidity and access for the unbanked, bridging the digital and traditional economies.

Key Features

  • Instant mobile money to crypto conversion
  • Support for major African mobile networks
  • Multi-stablecoin compatibility (USDC, USDT)
  • Decentralized merchant bot network
  • Registry-First modular architecture

Target Markets

  • Kenya (M-Pesa integration)
  • Nigeria (multiple mobile networks)
  • Ghana (MTN, Vodafone, AirtelTigo)
  • Uganda (Mobile Money Uganda)
  • Tanzania (M-Pesa, Tigo Pesa, Airtel Money)

Technology Stack

  • Avalanche C-Chain (primary blockchain)
  • Registry-First modular architecture
  • 8-language SDK ecosystem
  • Mobile money API integrations
  • Hub-and-Spoke liquidity model

Market Impact

1.1B+
Mobile Money Users
$4.2T+
Combined Economy TAM
$200B+
On/Off-Ramp Market
500M+
Unbanked Population
Jijenge Logo

Jijenge

The decentralized savings & microfinance ecosystem

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Jijenge reimagines the African Chama/Esusu tradition using blockchain. Users pool funds, save, borrow, and build credit history through a gamified, transparent system that integrates mobile money and stablecoins.

Core Features

  • Digital savings groups (Chamas)
  • Rotating credit associations (ROSCAs)
  • Peer-to-peer lending marketplace
  • Gamified savings challenges
  • On-chain credit scoring
  • Mobile money integration

Cultural Integration

  • Based on traditional African Chama system
  • Supports Esusu (Nigerian) model
  • Tontine (West African) compatibility
  • Localized in Swahili, Yoruba, Hausa
  • Community governance features

Innovation

  • Smart contract automation
  • Transparent fund management
  • Decentralized dispute resolution
  • Cross-border group participation
  • Integration with DeFi protocols

Market Opportunity

100M+
Chama Participants
$10B+
Annual Savings
15
Target Countries
70%
Unbanked Population
SecuraSign Logo

SecuraSign

Blockchain-based digital contracts & signatures

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SecuraSign makes contracts smart, enforceable, and secure. Built on decentralized EVM-compatible infrastructure with Arweave storage layer, it operates as a centralized protocol to ensure full compliance with privacy laws and enable seamless government integration.

Hybrid Architecture

Combining the best of decentralized infrastructure with centralized compliance for government-ready solutions

🌐 Decentralized Infrastructure

  • EVM-compatible blockchain deployment
  • Arweave permanent storage layer
  • Immutable document integrity
  • Censorship-resistant architecture

🏛️ Centralized Compliance

  • GDPR privacy law compliance
  • Government integration ready
  • Regulatory audit capabilities
  • Data sovereignty controls

Smart Features

  • AI-powered contract generation
  • Multi-party digital signatures
  • Automated execution triggers
  • Immutable document storage
  • Legal template library
  • Dispute resolution system

Use Cases

  • Employment contracts
  • Real estate agreements
  • Supply chain contracts
  • Freelance agreements
  • Partnership agreements
  • Service level agreements

Compliance

  • eIDAS regulation compliant
  • ESIGN Act compatible
  • GDPR privacy compliant
  • Local law integration
  • Audit trail generation
  • Legal validity assurance

Global Reach

50+
Countries Supported
99.9%
Uptime SLA
256-bit
Encryption
ISO
Certified

Integrated Ecosystem

Our products work together to create a comprehensive decentralized finance ecosystem. Users can move seamlessly between applications, leveraging shared infrastructure and cross-product benefits.

🔄

Seamless Integration

Use FiatRails to fund your Jijenge savings group, then use SecuraSign to formalize group agreements - all with one account.

🏆

Shared Benefits

Credit history built in Jijenge can improve your rates in FiatRails. Contract history in SecuraSign builds trust across the ecosystem.

🛡️

Unified Security

One security model, one privacy policy, one support system across all products for a consistent user experience.

Ready to Get Started?

Explore our products and see how decentralized finance can work for you, your business, or your community.

Try FiatRails Join Jijenge Sign with SecuraSign