Building the Future of Finance

We develop decentralized applications that solve real-world problems where they matter most. Our products begin in Africa, but are designed to scale across emerging markets and ultimately the global financial system.

Each product addresses a specific gap in the current financial ecosystem, from mobile money integration to decentralized savings groups to blockchain-based contracts. Together, they form a comprehensive suite of tools for the decentralized economy.

FiatRails Logo

FiatRails

Non-custodial infrastructure — Access for retail partners, Settlement Computer for institutions

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FiatRails Access for retail partners. Settlement Computer for institutions. Independent infrastructure, shared token economy — non-custodial by design. Never holding fiat, never custodying user funds.

FiatRails Access

Decentralized on/off-ramp for retail users and merchants on Avalanche C-Chain. 66 Solidity contracts, claim tokens (cKES/cGHS/cNGN), mobile money on/off-ramp.

  • 24/7 instant liquidity via decentralized merchant network
  • Non-custodial architecture (Avalanche C-Chain)
  • Mobile money integration (M-PESA, Airtel Money)
  • Multi-stablecoin support (USDC, USDT)
  • 1.5% transaction fee
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Settlement Computer

Custom Avalanche L1 with 11 consensus-level native precompiles. 6 products for institutional cross-border settlement — banks, PSPs, MTOs.

  • 91.2% netting compression ($12.13B gross processed)
  • 11 corridors on testnet, 1,601 peak TPS
  • Cryptographic privacy (Pedersen, AES-SIV, Bulletproofs)
  • Post-quantum authentication (ML-DSA, FIPS 204)
  • ISO 20022 CBPR+ native (5 message types)
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Target Markets

  • Kenya (M-Pesa + Airtel Money)
  • Nigeria (multiple mobile networks)
  • Ghana (MTN, Vodafone, AirtelTigo)
  • Africa, Middle East, Asia corridors

Technology Stack

  • Access: Avalanche C-Chain (66 contracts)
  • Settlement Computer: Custom Avalanche L1
  • 11 consensus-level native precompiles
  • REST API & ISO 20022 CBPR+ native

Recognition

  • 1st Place — Ignyte x Avalanche 2026
  • 5 U.S. patent applications (~287 claims)
  • CBUAE Technical Sandbox engagement
  • Cayman Foundation (CR-431901)

Testnet Metrics

91.2%
Netting Compression
11
Corridors Live
$12.13B
Gross Processed
5
Patents (~287 Claims)
AFXO Logo

AFXO

Institutional-grade FX oracle delivering deterministic rate feeds across global currency pairs

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AFXO delivers real-time foreign exchange and virtual asset pricing data across global currency pairs. Built for settlement-grade precision, AFXO aggregates data from institutional providers with AI-powered quality control and on-chain oracle delivery. All Settlement Computer products use AFXO for deterministic FX rate feeds. Formally licensed as "Blockchain Oracle" under RAK DAO trade license.

Coverage

  • 50 fiat currencies (Africa, LATAM, Asia)
  • 50 virtual assets
  • 4-5 data sources per rate
  • Multi-source institutional aggregation
  • Real-time and historical data

Use Cases

  • DeFi protocols (stablecoin minting, lending)
  • DEX pricing and liquidity
  • Payment networks and remittance
  • Treasury and risk management
  • Regulatory compliance reporting

Technology

  • Avalanche C-Chain (canonical source)
  • Expanding to Base, Arbitrum, Celo, Solana
  • Standard DeFi oracle interface
  • AI-powered anomaly detection
  • Sub-second finality

Infrastructure Metrics

100+
Assets Covered
99.9%
Uptime SLA
5+
Chains Planned
24/7
Data Delivery
Jijenge Logo

Jijenge

The decentralized savings & microfinance ecosystem

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Jijenge reimagines the African Chama/Esusu tradition using blockchain. Users pool funds, save, borrow, and build credit history through a gamified, transparent system that integrates mobile money and stablecoins.

Core Features

  • Digital savings groups (Chamas)
  • Rotating credit associations (ROSCAs)
  • Peer-to-peer lending marketplace
  • Gamified savings challenges
  • On-chain credit scoring
  • Mobile money integration

Cultural Integration

  • Based on traditional African Chama system
  • Supports Esusu (Nigerian) model
  • Tontine (West African) compatibility
  • Localized in Swahili, Yoruba, Hausa
  • Community governance features

Innovation

  • Smart contract automation
  • Transparent fund management
  • Decentralized dispute resolution
  • Cross-border group participation
  • Integration with DeFi protocols

Market Opportunity

100M+
Chama Participants
$10B+
Annual Savings
15
Target Countries
70%
Unbanked Population
SecuraSign Logo

SecuraSign

Blockchain-based digital contracts & signatures

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SecuraSign makes contracts smart, enforceable, and secure. Built on decentralized EVM-compatible infrastructure with Arweave storage layer, it operates as a centralized protocol to ensure full compliance with privacy laws and enable seamless government integration.

Hybrid Architecture

Combining the best of decentralized infrastructure with centralized compliance for government-ready solutions

🌐 Decentralized Infrastructure

  • EVM-compatible blockchain deployment
  • Arweave permanent storage layer
  • Immutable document integrity
  • Censorship-resistant architecture

🏛️ Centralized Compliance

  • GDPR privacy law compliance
  • Government integration ready
  • Regulatory audit capabilities
  • Data sovereignty controls

Smart Features

  • AI-powered contract generation
  • Multi-party digital signatures
  • Automated execution triggers
  • Immutable document storage
  • Legal template library
  • Dispute resolution system

Use Cases

  • Employment contracts
  • Real estate agreements
  • Supply chain contracts
  • Freelance agreements
  • Partnership agreements
  • Service level agreements

Compliance

  • eIDAS regulation compliant
  • ESIGN Act compatible
  • GDPR privacy compliant
  • Local law integration
  • Audit trail generation
  • Legal validity assurance

Global Reach

50+
Countries Supported
99.9%
Uptime SLA
256-bit
Encryption
ISO
Certified

Integrated Ecosystem

Our products work together to create a comprehensive decentralized finance ecosystem. Users can move seamlessly between applications, leveraging shared infrastructure and cross-product benefits.

🔄

Seamless Integration

Use FiatRails to fund your Jijenge savings group, then use SecuraSign to formalize group agreements - all with one account.

🏆

Shared Benefits

Credit history built in Jijenge can improve your rates in FiatRails. Contract history in SecuraSign builds trust across the ecosystem.

🛡️

Unified Security

One security model, one privacy policy, one support system across all products for a consistent user experience.

Ready to Get Started?

Explore our products and see how decentralized finance can work for you, your business, or your community.

Try FiatRails Join Jijenge Sign with SecuraSign Explore AFXO